Are You Ready to Buy a Home?
"We'll Help You Find Your Next Pad!"
Knowledge and experience are the keys to successful real estate transactions. The Internet is an enormous library of valuable real estate related information. Doing your research to gather knowledge as well as working with Leap Frog Realty Group, whose expertise and experience can interpret and guide you through the vast forest of information, can be essential to your success in buying a home that is right for you. We are your Strategic Partner At Your Service!

Planning is one of the keys to making the home buying process easier and more understandable. With research and planning, you'll be able to anticipate requests from lenders, lawyers and other professionals, and you’ll move more easily through the home buying process.

Do You Know What You Want in a Home?
Whether or not you are a first-time home buyer, you need to ask why you want to buy. Do you need to move, or is buying an option and not a requirement? What property features do you want that you do not have now? Do you have a purchasing time frame?

Whatever your answers may be, the more you start to know about the real estate marketplace, the more likely you are to effectively define and achieve your real estate goals.

Once you get an idea of what you want in a home, it is very helpful and practical to talk contact us, we know the in's & out's of the local markets, current market conditions and the many facets of the complex business of real estate. One of our agents can answer your questions, give you a realistic picture of the market and help you clarify your real estate goals.

Do You Have the Finances to Buy a Home?
It is important to get prequalified for a mortgage before you begin your house hunting quest. This way, you will only view homes you can afford to get excited about. We can not stress this important step enough! This is the meat and potato's of your qualifying search for a place to eat your meals in your future next kitchen :)

Homes and financing are closely intertwined. Financing is the difference between the purchase price and the down payment and is commonly referred to as debt or the mortgage. There are a many different kinds of mortgages and different lenders, and we will help you to shop around to make sure you get the mortgage that best meets your needs and at the best price.

In addition to a down payment, purchasers also need cash for closing costs (the final costs associated with completing the transaction). Some mortgage programs not only allow the purchase of a home with no money down, but also underwrite closing costs!

While some people purchase with little or no money down, it will mean higher monthly mortgage payments, and more interest paid out over the life of the loan, so most home buyers choose to put down some cash out of pocket.

As for closing costs, sometimes it may be possible to negotiate an offer that requires the owner to pay some or all of your settlement expenses. It varies from deal to deal depending on supply and demand economics. 

Get Your Financial House in Order - Establish Your Credit & Clean It Up!
You need good credit to get a mortgage. Period. For at least one year prior to purchasing a home, you should assure that every credit card bill, rent check, car payment and other debt is paid in full or at least on time. We have professional contacts to help you with getting all your ducks in order so there are no shocks when the lenders run your credit report- only Ahhhhh- Looks Good!

Prepare yourself for the much needed adventure of buying a home: Research & Explore our cool hip & zippy Leap Frog Realty Group website, work with one of our agents who can guide you to plan ahead and learn to know what you want, what you can afford and establish your credit. This will make your real estate experience run super smoothly! Then you will be ready to place your offer confidently to purchase that home when you have that certain feeling of YES!